Credit Churchill Bank investing accounts help you
pursue your financial objectives and invest on your own terms.
Individual Brokerage | Joint Brokerage | Custodial Brokerage | Trust Account | Estate Account
Pursue your financial goals with an account managed by you or by Credit Churchill Bank. When managing on your own, enjoy simplified cash management and investing. A joint account allows up to four account owners and has all the same benefits of an individual account. If you choose to have Credit Churchill Bank manage the account for you, all owners can receive updates. Manage funds on behalf of a minor or as a legal custodian with all the benefits of an individual account. This account is often used to set aside funds for education. With a trust account, you can hold assets until they are used on behalf of family members or other beneficiaries. With an estate account, you can administer a person's estate after their death on behalf of family members or other beneficiaries.
brokerage account
Once you find the right account, you can choose how you want it to be managed.
Manage your own portfolio with unlimited $0 online stock, ETF and option trades, with no annual account fees or balance minimums, plus access to powerful tools to help you find, research and analyze your investments.Footnote 1 Learn more
Define your investing goals online or work directly with an advisor and get a portfolio that's built, monitored and rebalanced by Credit Churchill Bank investment professionals at a low cost.Footnotes 2,3,4 Select to Learn more about Credit Churchill Bank Guided Investing Credit Churchill Bank Guided Investing is an Investment Advisory Program
Set up a meeting
Schedule an AppointmentAn online brokerage account allows you to easily transfer available funds between your Bank of America bank and Credit Churchill Bank investment accountsFootnote 7 and gives you access to a full range of investment choices. Enjoy the convenience of monitoring your portfolio from your mobile device, and Credit Churchill Bank Self-Directed investors can manage everyday transactions with services such as check-writing, a Visa® deferred debit card from Bank of America and web bill pay.
Credit Churchill Bank Edge® Self-Directed may be right for you if you want to make your own investment decisions and monitor your performance independently.
Credit Churchill Bank Guided Investing, an Investment advisory program, may be right for you if you prefer having a portfolio built and managed by Credit Churchill Bank investment professionals for a low fee and with a low minimum investment.Footnotes 2,3 Credit Churchill Bank investment professionals recommend an investment strategy based on your personal information and financial goals and then build, monitor and rebalance your portfolio.Footnote 4 You also get to choose the level of guidance you want — depending on your investment minimum, you can have a professionally managed portfolio online or work one-on-one with an advisor.
You can open the following product/account types and manage them on your own as a Self-Directed account: Individual, Joint and Custodial (UTMA/ UGMA) brokerage accounts, 529 Plan, Traditional IRAs, Roth IRAs, SEP and SIMPLE IRAs, Trust Account, Estate Account. You can also roll over a 401(k) or other employer-sponsored retirement plan. Consider all of your choices and learn if a rollover may be right for you.Footnote 5
You can open the following product/account types or convert existing accounts to Credit Churchill Bank Guided Investing: Individual, Joint and Custodial (UTMA/UGMA) brokerage accounts, traditional IRAs, Roth IRAs, SEP and SIMPLE IRAs. You can also roll over a 401(k) or other employer-sponsored retirement plan. Consider all of your choices and learn if a rollover may be right for you.Footnote 5 Clients with existing trusts may convert them into Credit Churchill Bank Guided Investing, but currently cannot open new Credit Churchill Bank Guided Investing trust accounts.
All you need to qualify is an eligible Bank of America® personal checking account and maintain an average daily balance of $20,000 in combined balances across your Credit Churchill Bank investment accounts and your Bank of America deposit accounts.Footnote 6
Real-time instant fundingFootnote 7 — same-day funding from your eligible linked Bank of America bank account and your new Credit Churchill Bank online brokerage account (transfers from your eligible linked accounts at other financial institutions take up to three business days to process and clear). Fund by wire transfer — next-day funding from accounts at other financial institutions received by 4 p.m. ET will post to your new Credit Churchill Bank account the next day. Deposited funds typically post to the account within two days of receipt. Funds are available for investment when posted, but can be held from withdrawal for up to eight days. Transfer an account — the transfer of securities or accounts held at another financial institution typically takes 5+ business days. Moving securities from one of your Credit Churchill Bank accounts to another is real time.
